Your Good Sam Club made sure your accidental death coverage would stand as an important financial safety net for your family. Your loved ones would receive the full amount they’re entitled to if you fell victim to a covered accident.

No. This coverage is extended to you on a guaranteed-issue basis. There is no long form with complicated health questions to worry about. No medical exam is required. Just fill out the short form to activate your coverage.

Not as a Good Sam Member – you are GUARANTEED ACCEPTANCE in this special cash benefit program – regardless of your health history, current occupation or hobbies.

You can select $25,000, $50,000, or up to $100,000 in accidental death coverage. Monthly rates start at just $1.75 for $25,000 coverage (member only).

Yes, you can select Member & Spouse coverage. For example, $25,000 Member & Spouse coverage is $3.50 per month.

Because acceptance is guaranteed as long as you haven’t had cancer (except skin cancer) in the qualifying period. If you’ve been free of cancer up to now, you cannot assume you’ll avoid this danger forever. As cancer incidents become more likely with increasing age, the Good Sam Club urges you to take action now.

A battle with cancer is expensive. That’s why Your Good Sam Endorsed Cancer Care Insurance Plan kicks in benefits – paid REGARDLESS OF any other insurance you may have – to help you fight cancer. You collect cash benefits to help with unexpected costs such as hospital stays, operations, doctors, drugs and more.

There’s no obligation with the program’s 30 Day Free-Look. As soon as you sign up, we’ll send you a certificate or policy of insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium you’ve paid as long as you haven’t made any claims during that time.

Monthly rates vary by age: Under 50 ($3.16 member only, $5.05 member & spouse), 50-64 ($5.38 member only, $8.62 member & spouse), 65+ ($9.21 member only, $14.72 member & spouse).

Your Cancer Care coverage starts the first day of the month after your enrollment form and first premium payment are received. Benefits are not payable for cancer diagnosed within the first 30 days.

Yes! The Silver Plan Discount Card is completely free and covers you and your entire family. It provides savings on prescription drugs, vision care, LASIK vision correction, hearing aids, and diabetes products — at no cost to you.

The Silver Plan is free and covers prescriptions, vision, LASIK, hearing, and diabetes products. Upgrading to the Gold Plan ($45/year) adds dental discounts of 5–40%, a 24-hour NurseLine, chiropractic and alternative health care savings, and 24/7 personal travel assistance. The Platinum Plan ($53.50/year) includes everything in Silver and Gold, plus discounts on car rentals and hotels.

No — the Discount Card is not insurance and is not a substitute for health insurance. It does not pay providers directly; instead, members pay for services themselves and receive a discount from participating providers. It is also not a Medicare prescription drug plan or a Qualified Health Plan under the Affordable Care Act. Please note the plan is not available to residents of Vermont or Washington.

Most experts say “yes” because it’s term life insurance, which is the type financial experts often recommend.

When you add it to coverage you may already have, $50,000 can help your benefits keep pace with growing responsibilities like credit card bills, student debt, mortgage payments, and family obligations.

No. Acceptance is extended on a guaranteed basis with no medical exams required and no health questions to answer.

Absolutely. As long as you enroll in member coverage, your spouse may elect the $50,000 benefit – also with guaranteed acceptance.

Less than you think. Group rates help keep costs economical. A 30-year-old non-smoker pays just $11 a month – that’s 37 cents a day.

Once you are enrolled, your insurance carrier will send you a member ID card and a welcome packet. These materials contain detailed information regarding your specific coverage and instructions on how to file claims.

In most cases, no. Your healthcare provider usually submits claims directly to the insurance company on your behalf.

For specific policy details or to check on a claim, you should contact your insurance carrier directly. You can find their contact information on the back of your member ID card or by logging into their online member portal.

If you need help navigating the enrollment process or understanding the “fine print” of your plan, you can speak with a licensed agent for support. You can call 1-844-288-1204 or visit https://www.ehealthinsurance.com/individual-family-health-insurance?isFromFq=Y .

Generally, the answer is “no.” Medicare was never designed to pay all your hospital costs. When you go to the hospital, Medicare and most major medical insurance plans require you to pay a deductible, co-payments, balance billing, and goods and services not covered by your plan. Your out-of-pocket hospital bills could add up to hundreds or thousands of dollars. The Hospital HELP Plan pays you a flat indemnity payment to help with these costs.

Absolutely not. There are NO medical exams or health questions involved when you sign up. As a Good Sam member, you (and your spouse) are GUARANTEED coverage – no matter what your age or health now, subject to the pre-existing conditions provision.

Yes. As soon as your coverage goes into effect, you are immediately covered for any new injuries or sicknesses. Any injury or sickness you’ve had in the last twelve months will not be covered until you’ve gone twelve consecutive months with no medical treatment or you’ve been covered by the Hospital HELP Plan for one continuous year, whichever happens first.

No. It doesn’t matter how often you need to stay in the hospital. You can NEVER be singled out as an individual for cancellation or even a rate increase. There is NO LIMIT to the number of claims you can make.

There’s no obligation with the program’s 30-Day Free Look. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium you’ve paid as long as you haven’t made any claims during that time.

YES! It’s one of the fastest growing crimes in America. In 2023 alone, 15 million Americans were victims of identity fraud and identity thieves stole $43 BILLION*. There is a new victim every two seconds – and ID Resolve is here to help make sure you’re not one of them. Plus, when it’s YOUR money and YOUR good credit record being stolen, identity theft suddenly becomes a legal and financial nightmare.

*2024 Identity Fraud Study, Javelin Research & Strategy

Identity thieves target people of all backgrounds, ethnicities, incomes, and locations, but there are three groups who have experienced higher incidences of identity theft and fraud in recent years. Millennials are more likely to share personal information, such as contact information via social media – which identity thieves target. Seniors make up 35% of all cases of identity theft*. As you get older, the ramifications can be exponentially worse, since you simply may not have enough time to rebuild your financial security. Children have clear credit reports, which are highly valuable to criminals who can fraudulently use their data unnoticed for years. *FTC, 2017

Our U.S. based Resolution Team has almost 20 years of experience helping people in their time of need. We’ve won 19 Customer Service Excellence Awards, and it’s our focus on providing you with best possible service – from our easy-to-use monitoring portal to our experienced resolution specialists – that make us stand apart from other providers.

ID Resolve 360 is powered by our easy-to-use monitoring portal which puts control in your hands. Through the portal, we provide high risk transaction monitoring, internet surveillance, compromised credential monitoring and a robust selection of alerts to help reduce fraud and minimize damage. With ID Resolve 360, you’ll minimize your risks of identity theft by leveraging technology that looks in places you can’t for suspicious use of your personal data. And if you become a victim, our certified Resolution Specialists help save you time, money and hassle.

Credit card fraud is one of the most common types of fraud. In fact, credit card fraud tops the FTC’s list of identity theft reports*. A total of $219 million was lost due to credit card fraud!* As identity theft and fraud continue to persist, so does the need to take action to minimize the risk of victimization and resulting damage. With ID Resolve 360, you will have 360º protection, helping to defend against potential threats. Our proprietary technology and certified professionals offer full-service and hands-on assistance in the event of an incident.

*FTC Consumer Sentinel Network, 2022 Data Book

The “plus” in LTCRplus goes way beyond any other program in the marketplace. It combines the best financial protection options with the critical assistance families need when dealing with long-term care, based on over 20 years of experience.

LTCRplus is an exclusive benefit program for Good Sam members. You must be a Good Sam members in good standing to access this program.

LTCRplus provides exclusive group discounts not available to the general public, allowing you to find the highest benefits for the lowest premiums through the collective buying power of Good Sam Club.

The program offers various financial protection options including traditional long-term care coverage and the newest coverage options that can pay benefits even if you don’t need care.

Visit info.ltcrplus.com/web-GSC to learn more about the program, compare coverage options, and get personalized rate information based on your specific needs.

In most cases, you won’t have to do a thing. Typically, your doctor’s office will submit a claim and you will not need to be involved in the process. Your doctor will send a bill to your insurance company for any charges you did not pay during a visit or submit a claim for the services they provided to you.

From there, a claims processor will check it for completeness, accuracy, and whether the service is covered under your health insurance plan. They will also verify important information like your copay and how much of your annual deductible and out-of-pocket maximum you have already paid throughout the year. If the service is covered, the insurance company will pay the doctor. 

Once that’s done, you will receive an Explanation of Benefits (EOB) that details how the care you received was paid by your plan. You may also receive a bill from your doctor for any charges left unpaid by you or your insurance company. After you receive the final bill, compare it with your EOB — the information should match the amount you owe.

While most providers handle this automatically, there are times you may need to step in. Common situations include:

• You saw an out-of-network provider
• You received care while traveling and the provider didn’t file on your behalf
• There was a processing error with your original claim
• You paid out-of-pocket for equipment or prescriptions and need reimbursement

Changes to the employer’s health plan can affect whether your coverage remains creditable for Medicare Part B. Review any plan updates carefully and contact the employer’s benefits office to confirm whether the coverage is still considered creditable.

If you later enroll in Medicare Part B during a Special Enrollment Period, you may be required to submit Form CMS-L564, which you and the employer completes to verify that you had creditable employer coverage. Keeping documentation of your coverage can help you avoid potential gaps in Medicare coverage and a late enrollment penalty.

The best age to sign up for Original Medicare depends on your individual circumstances. If you are eligible for Medicare and not working, it is generally recommended that you enroll in Medicare when you turn 65 to avoid any potential penalties. However, if you are still working and have health insurance through your employer, you may be able to delay enrolling in Medicare without penalty. Contact Medicare or your employer benefits office for details on Medicare enrollment criteria.

If you’re already collecting Social Security or Railroad Retirement Board benefits, you’ll be automatically enrolled in Part A and Part B when you turn 65. (Keep in mind that even though the earliest you can take Social Security early is when you are 62 years old — you can’t get Medicare until you’re 65.)

If you’ve been receiving Social Security disability benefits for 24 months, you’ll be automatically enrolled in Medicare Parts A and B starting in month 25 (even if you’re under the age of 65). If you have amyotrophic lateral sclerosis (ALS), also known as Lou Gehrig’s disease, you’ll get Parts A and B automatically during the same month that your Social Security disability benefits start.

It is absolutely NO COST to you. Coverage has been arranged and paid for on your behalf by the Good Sam Club.

No, you cannot be turned down, no matter how dangerous your job or how often you travel.

No medical exam is required. This is guaranteed acceptance coverage for Good Sam members in good standing.

Good Sam pays benefits regardless of any other coverage you have. It supplements your existing insurance.

Confirmation is required to finalize your coverage. You must actively enroll to activate this complimentary benefit.

As you grow older, you may need a little additional life insurance coverage. The Good Sam put together this plan for its members to provide a reliable safety net to help add to your family’s financial protection or simply to combat the bite inflation has taken out of life insurance set up years ago.

No. As long as you’re a Good Sam member in good standing between the ages of 50 and 74, your acceptance is guaranteed. No medical exam is required. No health questions will be asked.

You have two special advantages: You get GROUP coverage (rates could be lower than coverage you might set up on your own) and the program was setup specifically for older Members.

You can select $5,000, $10,000, or $20,000 in coverage (members 65+ are limited to $10,000 maximum).

If death is from a covered accident, full benefits are paid. For other causes of death, 125% of annual premium is paid in year one, 250% in year two, then full benefits after 24 months.

Because Good Sam members are “on-the-move” people. With our active outdoor lifestyles, we’re often “out and about” in RVs, cars, planes, buses, taxis, trains, ships, ferries and more. The “ON-THE-MOVE” plan provides “extra-mile” insurance coverage to help protect Good Sam families in exactly those situations.

Because your spouse is probably on the go about as much as you. Since no one can predict whom or when an accident will occur, Good Sam Club  urges all Members to strongly consider the “member & spouse” option when enrolling in “ON-THE-MOVE.”

The Good Sam Club set up “ON-THE-MOVE” to be paid regardless of any other coverage you may have. That means your beneficiary can collect the “ON-THE-MOVE” cash benefits REGARDLESS of any other insurance proceeds from a medical plan, life insurance, workers’ compensation or any other program.

There’s no obligation with the program’s “Free Look” Period. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and refund any premium you’ve paid, as long as you haven’t made any claims during that time.

No. As a Good Sam member, you’re officially eligible to receive this coverage. You cannot be turned down regardless of your health, occupation, past driving records, or the number of miles you travel annually.